248-593-9900
info@yorkloan.com
Apply Now
Secure Doc Upload
York Financial Inc Logo

Questions?
Call Today for a No Cost, No Obligation Prequalification at 888-839-9675

Or for the quickest response and the most current rates call 248-752-1722

Requested Documents

The following documents may be requested to obtain new mortgage loan:

  • W-2/1099- Most recent two years
  • Pay Stubs- Most recent 30 days
  • Tax Returns- Most recent two years (complete Federal Return) if your self-employed, on commission, own rental property or have a side company. Otherwise just the first page of your most recent return.
  • Business Tax Returns- Most recent two years (we occasionally need current year to date financials as well)
  • Bank Statements-Most recent two months (all the pages)
  • IRA, 401K, Brokerage Accounts- Most recent two months or quarterly statement (all the pages)
  • Copy of your driver license or State ID

Also, the following documentation is also generally required.

For a Purchase:

Folders

  • A signed purchase agreement
  • A copy of the earnest money deposit check
  • A copy of the realtor listing
  • Realtor contact information

We may also need (if applicable)

  • A copy of the divorce judgement/settlement agreement
  • A copy of your current home owner insurance
  • A copy of the recent year property taxes
  • Copy of lease agreement on rental properties
  • Copy of your current mortgage statement
  • Name and number of landlord and/or 12 most recent canceled checks for rent payment
  • DD Form 214 Long Form (for VA Loans)
  • Letter of explanation for derogatory credit or job gaps
  • Contact information for homeowner association
  • Verification of current monthly association dues

Different lenders and different programs require varying amounts of documentation.